PM Exchange Rates
Frequently Asked Questions
How can I make a deposit by a bank wire?
First of all, you need to verify your account. Upon verification, you should go to the “Deposit” section and choose the "Bank Wire" option. Once the page opens, select the account you wish to load by a bank wire and enter the payment amount. Next you need to complete the form by providing all the required details and click "Preview". After that, you will be asked to check all the entered information, choose the primary Certified Exchange Service provider and the secondary Certified Exchange Service provider from the list of partners, and click "Send". Certified Exchange Service provider is an exchanger that will process your bank wire. If you have any questions please do not hesitate to contact the Certified Exchange Service provider that you have chosen to process your bank transfer.
Note: It is mandatory to indicate the invoice number provided by the system in the commentary to your bank wire.
How do I borrow money?
To obtain a loan you need to create a loan application or to look through a list of existing loan proposals; you might find the one you like. If you fail to find an offer that meets your needs, you can create your own loan application.
To create your own application, you need to go to the “Credit Exchange” section and click “Get a loan”.
On the opened page please specify the account in which you want to receive your loan, the requested amount, the interest rate, the loan term, purpose of the loan and the comment. Once you are done, click on the “Preview” button and check all the information entered. If you are sure that everything is correct, click on "Create a new loan application" to confirm, or on the "Back" button to make any corrections.
After it is created, your application will be listed here https://perfectmoney.is/credits/deals_take.html
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Anti-money laundering policy
In terms of law, money laundering means legalizing the proceeds of crime, i.e. actions that conceal the source of funds in order to make their nature lawful.
Anti-money laundering (AML) incorporates a complex of measures aimed at prevention of use of the financial system of the country or any specific financial institution for money laundering or terrorist financing. Such measures and instruments are worked out and implemented by international and national institutions, banking and business community.
Perfect Money collects identification data of every Client, as well as IP addresses, online activity, communications and,in general, all transactions carried out by the Client.
Perfect Money tracks, including auto-monitoring and auto-controlling, suspicious activities of the clients and transactions executed under unusual conditions. This includes, but not limited to, transactions that do not make economic sense, unexplained large transactions, transactions involving unidentified parties, investments related transactions of unclear nature. Perfect Money reserves the right to ask supporting documentation for the suspicious transactions.
Enhanced Due Diligence is exercised on high turnover customers and/or potential suspicious customers/transactions.
Purpose of the transaction is established where applicable.
Perfect Money improves its AML procedures continuously to monitor unlawful financial schemes.
Perfect Money reserves the right to refuse to process a transaction at any stage, when we believe that the transaction is associated with money laundering or other criminal activity.
Perfect Money complies with the legal requirements of the Republic of Panama for anti-money laundering. In cases set forth in the relevant legal enactments, we co-operates with officials and government institutions of the Republic of Panama, as well as other countries.