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PM Exchange Rates
USD, EUR:

USD / EUR  0.789   |
|   EUR / USD  1.216



BTC:

USD >> 10329.58   |
|    EUR >> 8367.64



GOLD Bid Price /oz:

USD >> 1320.319   |
|    EUR >> 1063.253


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Frequently Asked Questions

How can I make a deposit by a bank wire?

First of all, you need to verify your account. Upon verification, you should go to the “Deposit” section and choose the "Bank Wire" option. Once the page opens, select the account you wish to load by a bank wire and enter the payment amount. Next you need to complete the form by providing all the required details and click "Preview". After that, you will be asked to check all the entered information, choose the primary Certified Exchange Service provider and the secondary Certified Exchange Service provider from the list of partners, and click "Send". Certified Exchange Service provider is an exchanger that will process your bank wire. If you have any questions please do not hesitate to contact the Certified Exchange Service provider that you have chosen to process your bank transfer.

Note: It is mandatory to indicate the invoice number provided by the system in the commentary to your bank wire.

How do I borrow money?

To obtain a loan you need to create a loan application or to look through a list of existing loan proposals; you might find the one you like. If you fail to find an offer that meets your needs, you can create your own loan application.

To create your own application, you need to go to the “Credit Exchange” section and click “Get a loan”.

On the opened page please specify the account in which you want to receive your loan, the requested amount, the interest rate, the loan term, purpose of the loan and the comment. Once you are done, click on the “Preview” button and check all the information entered. If you are sure that everything is correct, click on "Create a new loan application" to confirm, or on the "Back" button to make any corrections.

After it is created, your application will be listed here https://perfectmoney.is/credits/deals_take.html



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Terms of partnership and the rules of operating activities for exchange partners of Perfect Money


1. Code

1.1 Exchange service (swap body) or exchanger is a service dealing with the exchange of Perfect Money electronic currency to another electronic currency or cash money. Any exchange service (swap body) becomes a partner of the system only after filing an application and registration of its Member ID as the Member ID of exchange service (swap body) - partner.

1.2 The present rules should be observed by all the exchange service (swap body) - partners of Perfect Money payment system. These rules regulate the order of exchange of Perfect Money electronic currency to another electronic currency or cash money.

1.3 Exchange service – partner that undertakes obligations to exchange Perfect Money electronic currency shall conduct all the exchange operations quickly and without delay.

1.4 Exchange service - partner shall publish the detailed information on the exchange terms and put the logo of Perfect Money payment gateway referring to www.perfectmoney.is on its site.

1.5 Before starting exchange operations with Perfect Money system every exchange service shall submit its Member ID for identification of the exchange service (swap body). All the exchange operations can be conducted only from one Member ID which should be certified and assigned to your exchange service (different accounts are allowed but all of them should be under one Member ID).

1.6 Exchange service is allowed to set any exchange fees for the transactions with Perfect Money electronic currency. The maximum allowed fee for the exchange of Perfect Money should not exceed 10%.

1.7 Every official exchange service of Perfect Money system shall react immediately to all the system messages of Perfect Money and resolve all the possible problems in accordance with system Code.

1.8 The exchange service shall present all the information on client’s data and the transaction data upon request of SR & I.

1.9 Ignorance of Code of exchange services – partners is no excuse for exchange partners.


2. Advantages of partnership with Perfect Money for exchange services

2.1 Perfect Money system is ready to support and motivate the exchange services, and is interested in long-term and reliable partnership with exchange partners. Perfect Money is ready to provide the following advantages to its exchange partners.

2.2 Exchange services have a right to withdraw the account balances from Perfect Money system by bank wire on favorable terms, without 2% fee charged by the system. The bank wires of exchange services are carried out on a priority basis.

2.3 Increase of interest on balance depending on the turnover of the exchanger. The interest is regulated by the system administration on an individual basis.

2.4 Crediting of the exchange services with Perfect Money electronic currency, depending on the turnover and period of operation.


3. Activities of exchange services diminishing the reputation of Perfect Money payment system include but not limited to the following ones

3.1 Exchange of Perfect Money currency with considerable losses for the client and excess profits for the exchanger itself.

3.2 Activities aimed at decreasing payment system liquidity.

3.3 Deliberate change of mid-market rate of exchange of electronic currencies.

Perfect Money payment system is permissive towards exchange service - partners and calls not to fail to observe the present Code. In case of systematic violation of Code, the exchange service-partner will be excluded from the list of the partners and Perfect Money will not recommend undertake the transactions through that exchange service.

 


  
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